Risk-sharing Micro-Finance facility

The Risk-Sharing Micro-Finance Facility is an instrument funded through Operational Programme Human Resource Development 2014-2020 (OPHRD), co-financed by the European Structural and Investment Funds.

The financial instrument provides support to entities which, other things being equal, would not have had access to financing.

The loans are targeted at start-ups and social enterprises, as well as those set up by people who have been unemployed for more than 6 months, people with disabilities and young people aged 29 or less. The size of loans to be extended ranges between BGN 5 000 and BGN 48 895, and the loan repayment term is up to 10 years, with a possible 2-year grace period.

Activities eligible for financing should fall within the following parameters: Acquisition of tangible and non-tangible long-term and short-term assets for business development or expansion of the enterprise or the self-employed person or to cover other costs linked to the main business operations;  working capital for business development or expansion; special and vocational training of workers/employees or the entrepreneur/the self-employed person.

The current stage of the instrument: Financing is now available to final recipients.

All questions related to the micro-financing terms and conditions can be addressed to the selected by the Fund of Funds financial intermediaries:

SiS Credit AD

140, G. S. Rakovski Str., 4th floor, Sofia 1000, Bulgaria

+359 (0)2 980 16 19



Microfund AD

30, Ekzarh Yossif Str., Sofia 1000, Bulgaria

+359 (0)2 8137 800



First Investment Bank /Fibank

37, Dragan Tsankov Blvd., 1797 Sofia, Bulgaria

+359 (0)2 81 71 365, +359 (0)281 71 363, +359 (0)2 81 71 366; +359 (0)2 800 2273